With consistent annual increases in the cost of health insurance, employers and employees are continually faced with making benefit decisions to help control costs, none of which seems too appealing. Pay more or compromise benefits. That's it in a nutshell.

There is a gaping canyon between what is affordable and what is beneficial. And now is the time to fill that gap. The affordable solution is called KeyGap^TM.

A bridge over troubled health insurance waters, KeyGap is a group insurance program that is primarily designed to cover deductibles, co-insurance and co-payments for which you are responsible. More importantly, it gives you the ability to maintain quality health coverage by choosing a higher comprehensive major medical total out-of-pocket health plan.

KeyGap, working along with your major medical program, provides you and your employees quality healthcare that is affordable.

What can KeyGap do for you and your employees?

• Lower overall Medical Premiums
• Stabilize annual Medical Healthcare Premiums for Multiple Years
• Improve Employee Plan Benefits
• Assist Employees with High Deductibles and Co-Insurance Expenses
• Over 90% of the Employees may Experience Better Healthcare Benefits